Coshine

Payment Gateway

Route smarter, settle faster.

Single integration to Visa, Mastercard, JCB, UnionPay and American Express. Smart routing for cost, approval rate and currency.

What the gateway does for you

Smart routing

Route by approval probability, cost and FX. A/B test acquirers safely.

Tokenization

Card-on-file and network tokens — VTS, MDES — across all schemes.

Operational tooling

Webhooks, idempotency, retry policy and reconciliation feeds.

Scheme & rail coverage

  • Visa, Mastercard, JCB, UnionPay, American Express
  • Local APMs across APAC (on roadmap, partner-specific)
  • Multi-currency authorisation and settlement
  • ISO 8583 / ISO 20022 / REST surfaces

See the gateway in your stack.