Coshine

ACQUIRING PROCESSING

Modern acquiring infrastructure. Built for growth.Backed by trust.

Coshine helps banks, PSPs and payment institutions support merchant acceptance, payment routing, settlement and operational workflows through secure and scalable acquiring processing infrastructure.

WHY COSHINE ACQUIRING

Acquiring built for modern payment journeys

From acceptance and merchant operations to cross-border growth and secure processing, Coshine helps businesses build acquiring capabilities that support scale, consistency and better payment experiences.

OMNICHANNEL ACCEPTANCE

Accept payments wherever customers pay

Support in-store, QR and digital payment experiences with a smoother acquiring journey that helps merchants serve customers across everyday payment scenarios.

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Accept payments wherever customers pay

CROSS-BORDER GROWTH

Expand across markets with confidence

MERCHANT OPERATIONS

Run operations with greater clarity

SECURE & RELIABLE PROCESSING

Keep payment flows secure and resilient

Implementation Journey

A faster path from kickoff to stable payment operations

Coshine helps acquirers, payment providers and merchant programmes move from planning to production through a structured implementation journey designed for speed, control and operational readiness.

Week 1

Scope and programme design

Align programme structure, merchant model, routing logic and launch priorities.

Weeks 2–4

Sandbox testing and API integration

Integration teams connect to the gateway environment and complete end-to-end testing across core scenarios.

Weeks 5–8

Onboarding and operational setup

Merchant onboarding, MID setup, risk rules and operational processes are configured for launch readiness.

Weeks 9–10

Pilot launch and live validation

Pilot merchants go live while authorization performance, fraud signals and settlement outputs are jointly monitored.

Week 11+

Scale-up with stable operations

Transaction volume ramps up in a controlled way, with routing, operations and settlement processes optimized for long-term stability.

WHO WE SUPPORT

Built for different acquiring models

Coshine supports banks, PSPs, payment institutions and cross-border businesses with acquiring infrastructure built for acceptance, routing and operations.

Payment professional

Banks

Support banks in modernizing acquiring infrastructure and enabling secure merchant payment acceptance across digital and physical channels.

Merchant acquiringSettlementCompliance

PSPs

Help PSPs connect merchants, payment channels and processing workflows through flexible acquiring capabilities.

Merchant connectivityRoutingGateway

Payment Institutions

Support licensed payment institutions with acquiring processing, operational control, reporting and settlement workflows.

OperationsReportingReconciliation

Cross-border Businesses

Enable businesses to support payment acceptance across markets with scalable acquiring and settlement capabilities.

Cross-borderMulti-marketPayment acceptance

Ready to build your acquiring program?

Talk to Coshine to explore how our acquiring processing capabilities can support merchant acceptance, routing, settlement and operational workflows.